Disclaimer

Effective Date: May 15, 2026·Last Updated: May 15, 2026

Please read this carefully. By using Rocky, you confirm you have read, understood, and agreed to this Disclaimer along with our Terms of Service and Privacy Policy.

Rocky Is a Software Tool, Not a Licensed Professional

Rocky AI LLC operates Rocky, a software tool that produces AI-generated considerations, observations, and structural suggestions for real estate investors and professionals. Rocky AI LLC is not, and Rocky does not act as:

• A real estate broker, agent, or brokerage firm;
• An attorney or law firm;
• A certified public accountant, tax preparer, or tax advisor;
• An appraiser or licensed property valuation professional;
• A lender, mortgage broker, loan officer, or mortgage originator;
• A home inspector, engineer, or environmental consultant;
• A title company, escrow agent, or settlement agent;
• An investment advisor or financial advisor (registered or otherwise); or
• A property manager.

Outputs Are Informational Only

Verdicts, scores, suggested offers, suggested financing structures, comparable sales information, underwriting outputs, LOIs, purchase proposals, seller outreach drafts, and any other output Rocky produces are informational only. They are not professional advice, recommendations, valuations, appraisals, broker price opinions, or representations of fact, and they are not a substitute for the judgment of a qualified, licensed professional.

You Must Independently Verify

Before relying on any Rocky output for any purpose, including before submitting an offer, signing a contract, committing capital, or making any business or legal decision, you must independently verify the underlying facts, figures, and assumptions, including but not limited to:

• Property facts, ownership, and legal description;
• Zoning, land use, permitting, and code compliance;
• Rent rolls, lease terms, occupancy, and tenant status;
• Operating expenses, taxes, insurance, utilities, and capital needs;
• Title, liens, easements, restrictions, and survey matters;
• Environmental conditions and physical condition of the property;
• Financing terms, interest rates, lender requirements, and rate availability;
• Comparable sales, rents, cap rates, and other market data;
• The legal sufficiency of any document Rocky drafts; and
• Compliance with all applicable federal, state, and local laws, including fair housing, landlord-tenant, real estate licensing, and consumer protection laws.

You must engage qualified, licensed professionals — including attorneys, brokers, accountants, lenders, inspectors, appraisers, and title companies — to verify and advise on these matters before taking action.

Generated Documents Are Drafts

LOIs, purchase proposals, underwriting spreadsheets, seller outreach drafts, and any other documents Rocky produces are templates and drafts only. They are not finished legal instruments. They require professional review and may require modification to comply with applicable law, local custom, lender requirements, and the specifics of any transaction before use. The documents Rocky generates include a visible footer disclaimer to this effect.

AI Limitations

Rocky is built on large language model technology. Its output may be inaccurate, incomplete, outdated, internally inconsistent, or fabricated (“hallucinated”). Rocky has no independent ability to verify property facts, ownership, zoning, financial information, market data, or any other matter you provide or ask about. Rocky’s output is only as good as the inputs you provide and the model’s limitations allow.

No Guarantees

Rocky AI LLC makes no guarantee, representation, or warranty that any deal will be profitable, that financing will be available, that any transaction will close, that any output is legally compliant in your jurisdiction, that any valuation is accurate, that any property will rent or sell at any particular price or in any particular timeframe, that any title will be marketable, that any zoning interpretation is correct, or that any transaction will succeed. Past performance of similar deals is not a guarantee of future results.

Assumption of Risk and Sole Responsibility

Real estate investing involves substantial risk, including the risk of partial or total loss of capital. You assume all risk associated with any decision you make based in whole or in part on Rocky’s output. You are solely responsible for your real estate, legal, financial, and business decisions. Rocky AI LLC accepts no liability for decisions you make based on Rocky’s output, to the maximum extent permitted by law.

Relationship to Terms of Service

This Disclaimer supplements and is incorporated into the Rocky Terms of Service. In the event of a conflict between this Disclaimer and the Terms of Service, the Terms of Service control.

Contact

Questions? Contact us at:

Rocky AI LLC

rocky@userocky.com

userocky.com